What is CIBIL score :
The full form of
the word CIBIL is Credit Information Bureau Of India Ltd. It is basically a
company which collect and analysis of an individual’s credit information and gives
a score. This score is known as credit/ CIBIL score.
What is the importance of CIBIL score:
If you are
planning to take a personnel loan, car loan, home loan etc. from any bank or
from any financial institution then the CIBIL score help you to get the loan.
If your cibil score is more than 700 then you have the chances to get the loan
easily.
Banks always
check your CIBIL score before processing a loan to you. It indicates that
anyone can make repayment of loan amount or not. If your credit score is high
then they imagine that your chance is high to repay the loan. Then you may get
the loan easily.
How to check your CIBIL score for free in ICICI Bank
online:
You can check
your CIBIL score for free from various ways. Here we discuss about how to check
your CIBIL score for free in ICICI Bank. If you are an ICICI Bank customer and
you are using ICICI Bank internet banking then you can easily check your credit
score for free.
If anyone wish
to know the process ‘how to check your credit score for free’ using ICICI bank
internet banking. Then follow the following steps.
STEP 1: Go to ICICI Bank internet banking login page and login with your user
Id and password.
STEP 2: After login to your account you will see your account details, account
balance on the home page of your internet banking. You will find a region
“CIBIL score range” and an option “Get Report” on right side of the page. Click on this
option.
STEP 3: A new page will open where you will see your name, your PAN number,
your mobile number and e-mail address which are registered with the ICICI bank
account. You have to accept the terms and conditions here and finally click on “Proceed”.
STEP4: An OTP will be sent to your registered mobile number. Enter the OTP on
this page and click on the option “Submit”.
STEP 5: Now your CIBIL score will be analyzed and it will appear on the next page. You can see your credit score in this page.
This is the
process how you can check your CIBIL score through ICICI Bank Internet Banking.
If you like to
watch this process in video format then you can watch the following video. It
will help you to better understand the process.
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